This post is sponsored by Responsival. My opinions are my own.
After my husband got out of the military, one of the things we had to do was look into different types of life insurances. When he was active duty he had it through the military obviously. But when he retired, he had different options. There are so many out there and it can be difficult to figure out which one works best for your family.
There are many life insurance with no medical exam choices. Sometimes those medical exams cause unnecessary stress. You can figure out what type of insurance works best for you: term vs whole life and how much coverage works best. No medical exam life insurance comes in handy if you have poor health, which many people do.
My husband decided to go with VGLI or Veteran's Group Life Insurance. The cost of that depended on his age and the amount of life insurance he wanted, which was the full amount of $500,000. Therefore, at the moment, he pays $80 a month. This one is a life insurance with no medical exam, so if you're in poor health, it's still available to the Veteran, which I love, because they've given so much for their country so it should be an easy process for them.
USAA also has a life insurance. You can get it for as low as $12 a month. Normally USAA is only open to military members and their families but in this case any US Citizen or permanent resident can apply, so it is another fantastic option.
There are so many life insurance options for Veterans. While many go for the VGLI, there are other choices to have on top of that. It is important to have a plan because unfortunately, you never know what can happen in the future. We have peace of mind that there is a policy in place. Tom spent nearly 22 years in the military and wanted to be sure we'd be taken care of should anything happen.
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So do you have life insurance?
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We don't have life insurance , not something we can afford
ReplyDeletePersonally I think that retiring vets should be able to keep their military benefits. They've more than earned it!
ReplyDeleteIt's important to have life insurance if you can afford it especially when you have a family. I'm glad your husband found a life insurance that suited his needs. We have it too, just in case.
ReplyDeleteLife insurance is crucial for providing financial security to loved ones in the event of unexpected circumstances, and I understand the peace of mind it can offer. While I do not currently have life insurance, I am grateful that my husband has coverage through his job, ensuring our family's protection.
ReplyDeleteThis is an awesome post and life insurance is so important for all families to have and especially military families. I use USAA for my auto and banking and will have to check out their life insurance!
ReplyDeleteVery good post! It's so important to have life insurance but I do know it is hard for some people to obtain it. We never know just how fast life can change and if you can protect yourself, you should.
ReplyDeleteVery interesting information! I'm going to share it with a couple friends who are veterans.
ReplyDeleteI have no life insurance it is something that i can not afford.
ReplyDeleteThe transition from military to civilian life comes with so many changes and decisions, and life insurance is one of those critical, yet confusing, aspects. It's reassuring to read about your positive experience with VGLI and the fact that health conditions don't bar veterans from receiving coverage!
ReplyDeleteso very useful to have insurance and this information is sure to help others in the military
ReplyDeleteYour blog is a source of endless fascination, especially when it comes to the insightful discussions it hosts. The sheer number of comments on your articles indicates that I am not the sole recipient of this pleasurable experience. Your dedication to delivering exceptional work is truly commendable.
ReplyDeleteI tried to get a no medical exam policy bc I messed up on my payments for my old policy. I’m still kicking myself in the pants for letting it accidentally lapse. Lost my debit card and forgot about updating it. But now with my medications I’m on they won’t give me a policy. I currently have an accidental only policy. Better than nothing I suppose.
ReplyDeleteHaving a life insurance is important for your family's peace of mind. Glad your husband got one. My husband has, too. -LYNNDEE
ReplyDeleteWe do have life insurance. It's so important to have nowadays!
ReplyDeleteYour blog captivates endlessly, fostering insightful discussions that engage many. The abundance of comments underscores the shared pleasure derived from your content. Your commitment to excellence shines through, earning admiration. Keep up the commendable work, as it continues to enrich and inspire your audience.
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